Side-by-side cost of living comparison for 2026
8% cheaper
Billings is 8% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $68,692 in Billings.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Montana salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Billings has a housing index of 93 while Springfield sits at 106 (national average = 100). The median home in Billings costs $310,000 compared to $230,000 in Springfield, a difference of $80,000. Monthly rent follows a similar pattern: $1,200 in Billings versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Billings scores 99 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Billings (102) are lower than Springfield (114).
Median household income in Billings is $55,438 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Billings.
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