Billings vs Sioux City
Cost of Living Comparison · 2026
Billings
Sioux City
The Verdict
Sioux City is 14.0% less expensive than Billings overall. A household earning $75,000 in Billings would need approximately $65,816 in Sioux City to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $65,816 in Sioux City.
Conversely, $75,000 in Sioux City equals $85,465 in Billings.
Living in Billings vs Sioux City
Housing Costs
Billings's housing index of 93 is higher Sioux City's 74, translating to median home prices of $310,000 vs $182,000. The $128,000 difference in home prices means roughly $8,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $875/mo in Sioux City, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 89 in Sioux City. Monthly utility bills average approximately $356 in Billings vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Billings and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,438 in Billings and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,528/month in Sioux City. In Billings, median rent of $1,200/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases