City Comparison

Billings vs Singapore

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Singapore

Singapore
112
Above Average
$950,000
Median Home
$2,500/mo
Median Rent
$58,000
Median Income

The Verdict

12.5%

The cost gap between these cities is 12.5%, with Billings being the more affordable option. A $75,000 income in Billings has equivalent purchasing power to $85,714 in Singapore.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
165
Singapore
Groceries
99
Billings
98
Singapore
Utilities
89
Billings
105
Singapore
Transportation
101
Billings
95
Singapore
Healthcare
102
Billings
72
Singapore

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $85,714 in Singapore.

Conversely, $75,000 in Singapore equals $65,625 in Billings.

Living in Billings vs Singapore

Housing Costs

Billings's housing index of 93 is lower Singapore's 165, translating to median home prices of $310,000 vs $950,000. The $640,000 difference in home prices means roughly $41,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $2,500/mo in Singapore, a monthly difference of $1,300.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 98 in Singapore. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $466/month in Singapore. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 105 in Singapore. Monthly utility bills average approximately $356 in Billings vs $420 in Singapore. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 72 in Singapore. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $58,000 in Singapore. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $51,786 respectively. Billings residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,353/month in Singapore. In Billings, median rent of $1,200/mo fits within this budget. In Singapore, median rent of $2,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 12.5% more affordable overall with an index of 98 vs 112.
A $75,000 salary in Billings has equivalent purchasing power to approximately $85,714 in Singapore, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Singapore's is 165 with median homes at $950,000.

Moving & Relocation Resources

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