City Comparison

Billings vs Sao Paulo

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Sao Paulo

Brazil
38
Very Affordable
$145,000
Median Home
$475/mo
Median Rent
$11,500
Median Income

The Verdict

157.9%

The cost gap between these cities is 157.9%, with Sao Paulo being the more affordable option. A $75,000 income in Billings has equivalent purchasing power to $29,082 in Sao Paulo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
22
Sao Paulo
Groceries
99
Billings
38
Sao Paulo
Utilities
89
Billings
28
Sao Paulo
Transportation
101
Billings
35
Sao Paulo
Healthcare
102
Billings
22
Sao Paulo

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $29,082 in Sao Paulo.

Conversely, $75,000 in Sao Paulo equals $193,421 in Billings.

Living in Billings vs Sao Paulo

Housing Costs

Billings's housing index of 93 is higher Sao Paulo's 22, translating to median home prices of $310,000 vs $145,000. The $165,000 difference in home prices means roughly $10,728 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $475/mo in Sao Paulo, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 38 in Sao Paulo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $181/month in Sao Paulo. Sao Paulo offers a meaningful advantage on everyday food costs, saving roughly $3468/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 28 in Sao Paulo. Monthly utility bills average approximately $356 in Billings vs $112 in Sao Paulo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 22 in Sao Paulo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 80-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $11,500 in Sao Paulo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $30,263 respectively. Billings residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $268/month in Sao Paulo. In Billings, median rent of $1,200/mo fits within this budget. In Sao Paulo, median rent of $475/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Sao Paulo is 157.9% more affordable overall with an index of 38 vs 98.
A $75,000 salary in Billings has equivalent purchasing power to approximately $29,082 in Sao Paulo, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Sao Paulo's is 22 with median homes at $145,000.

Moving & Relocation Resources

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