Billings vs Pembroke Pines
Cost of Living Comparison · 2026
Billings
Pembroke Pines
The Verdict
The cost gap between these cities is 11.7%, with Billings being the more affordable option. A $75,000 income in Billings has equivalent purchasing power to $84,949 in Pembroke Pines.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $84,949 in Pembroke Pines.
Conversely, $75,000 in Pembroke Pines equals $66,216 in Billings.
Living in Billings vs Pembroke Pines
Housing Costs
Billings's housing index of 93 is lower Pembroke Pines's 140, translating to median home prices of $310,000 vs $440,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,900/mo in Pembroke Pines, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $499/month in Pembroke Pines. Billings offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 105 in Pembroke Pines. Monthly utility bills average approximately $356 in Billings vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,438 in Billings and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $2,004/month in Pembroke Pines. In Billings, median rent of $1,200/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases