Billings vs Overland Park
Cost of Living Comparison · 2026
Billings
Overland Park
The Verdict
Living in Billings costs 7.5% less than Overland Park. To match the purchasing power of a $75,000 salary in Billings, you would need $81,122 in Overland Park.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $81,122 in Overland Park.
Conversely, $75,000 in Overland Park equals $69,340 in Billings.
Living in Billings vs Overland Park
Housing Costs
Billings's housing index of 93 is lower Overland Park's 109, translating to median home prices of $310,000 vs $414,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,450/mo in Overland Park, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 98 in Overland Park. Monthly utility bills average approximately $356 in Billings vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Billings and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,438 in Billings and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $2,445/month in Overland Park. In Billings, median rent of $1,200/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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