City Comparison

Billings vs Orem

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Orem

Utah
117
Above Average
$528,000
Median Home
$1,400/mo
Median Rent
$86,000
Median Income

The Verdict

16.2%

Billings is 16.2% less expensive than Orem overall. A household earning $75,000 in Billings would need approximately $89,541 in Orem to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
147
Orem
Groceries
99
Billings
98
Orem
Utilities
89
Billings
92
Orem
Transportation
101
Billings
108
Orem
Healthcare
102
Billings
95
Orem

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $89,541 in Orem.

Conversely, $75,000 in Orem equals $62,821 in Billings.

Living in Billings vs Orem

Housing Costs

Billings's housing index of 93 is lower Orem's 147, translating to median home prices of $310,000 vs $528,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,400/mo in Orem, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $466/month in Orem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 92 in Orem. Monthly utility bills average approximately $356 in Billings vs $368 in Orem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Billings and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,438 in Billings and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $73,504 respectively. Orem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $2,007/month in Orem. In Billings, median rent of $1,200/mo fits within this budget. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 16.2% more affordable overall with an index of 98 vs 117.
A $75,000 salary in Billings has equivalent purchasing power to approximately $89,541 in Orem, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Orem's is 147 with median homes at $528,000.

Moving & Relocation Resources

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