Billings vs Ogden
Cost of Living Comparison · 2026
Billings
Ogden
The Verdict
Living in Billings costs 8.4% less than Ogden. To match the purchasing power of a $75,000 salary in Billings, you would need $81,888 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $81,888 in Ogden.
Conversely, $75,000 in Ogden equals $68,692 in Billings.
Living in Billings vs Ogden
Housing Costs
Billings's housing index of 93 is lower Ogden's 112, translating to median home prices of $310,000 vs $385,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,250/mo in Ogden, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 80 in Ogden. Monthly utility bills average approximately $356 in Billings vs $320 in Ogden. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Billings and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,438 in Billings and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,636/month in Ogden. In Billings, median rent of $1,200/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases