Billings vs London
Cost of Living Comparison · 2026
Billings
London
The Verdict
The cost gap between these cities is 14.8%, with Billings being the more affordable option. A $75,000 income in Billings has equivalent purchasing power to $88,010 in London.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $88,010 in London.
Conversely, $75,000 in London equals $63,913 in Billings.
Living in Billings vs London
Housing Costs
Billings's housing index of 93 is lower London's 162, translating to median home prices of $310,000 vs $695,000. The $385,000 difference in home prices means roughly $25,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $2,400/mo in London, a monthly difference of $1,200.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 112 in London. Monthly utility bills average approximately $356 in Billings vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,438 in Billings and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $47,826 respectively. Billings residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,283/month in London. In Billings, median rent of $1,200/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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