Billings vs Lansing
Cost of Living Comparison · 2026
Billings
Lansing
The Verdict
Lansing is 16.7% less expensive than Billings overall. A household earning $75,000 in Billings would need approximately $64,286 in Lansing to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $64,286 in Lansing.
Conversely, $75,000 in Lansing equals $87,500 in Billings.
Living in Billings vs Lansing
Housing Costs
Billings's housing index of 93 is higher Lansing's 53, translating to median home prices of $310,000 vs $158,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,050/mo in Lansing, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 89 in Lansing. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $423/month in Lansing. Lansing offers a meaningful advantage on everyday food costs, saving roughly $564/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 104 in Lansing. Monthly utility bills average approximately $356 in Billings vs $416 in Lansing. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 93 in Lansing. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,438 in Billings and $54,400 in Lansing. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $64,762 respectively. Lansing residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,269/month in Lansing. In Billings, median rent of $1,200/mo fits within this budget. In Lansing, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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