City Comparison

Billings vs Kissimmee

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

The Verdict

3.0%

Billings is 3.0% less expensive than Kissimmee overall. A household earning $75,000 in Billings would need approximately $77,296 in Kissimmee to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
111
Kissimmee
Groceries
99
Billings
100
Kissimmee
Utilities
89
Billings
88
Kissimmee
Transportation
101
Billings
95
Kissimmee
Healthcare
102
Billings
90
Kissimmee

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $77,296 in Kissimmee.

Conversely, $75,000 in Kissimmee equals $72,772 in Billings.

Living in Billings vs Kissimmee

Housing Costs

Billings's housing index of 93 is lower Kissimmee's 111, translating to median home prices of $310,000 vs $365,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,425/mo in Kissimmee, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 100 in Kissimmee. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $475/month in Kissimmee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 88 in Kissimmee. Monthly utility bills average approximately $356 in Billings vs $352 in Kissimmee. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Billings and 90 in Kissimmee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $51,300 in Kissimmee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $50,792 respectively. Billings residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,197/month in Kissimmee. In Billings, median rent of $1,200/mo fits within this budget. In Kissimmee, median rent of $1,425/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 3.0% more affordable overall with an index of 98 vs 101.
A $75,000 salary in Billings has equivalent purchasing power to approximately $77,296 in Kissimmee, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Kissimmee's is 111 with median homes at $365,000.

Moving & Relocation Resources

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