City Comparison

Billings vs Grand Prairie

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Grand Prairie

Texas
100
Average
$300,000
Median Home
$1,325/mo
Median Rent
$81,300
Median Income

The Verdict

2.0%

Billings is 2.0% less expensive than Grand Prairie overall. A household earning $75,000 in Billings would need approximately $76,531 in Grand Prairie to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
89
Grand Prairie
Groceries
99
Billings
99
Grand Prairie
Utilities
89
Billings
111
Grand Prairie
Transportation
101
Billings
91
Grand Prairie
Healthcare
102
Billings
103
Grand Prairie

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $76,531 in Grand Prairie.

Conversely, $75,000 in Grand Prairie equals $73,500 in Billings.

Living in Billings vs Grand Prairie

Housing Costs

Billings's housing index of 93 is higher Grand Prairie's 89, translating to median home prices of $310,000 vs $300,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,325/mo in Grand Prairie, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 99 in Grand Prairie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $470/month in Grand Prairie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 111 in Grand Prairie. Monthly utility bills average approximately $356 in Billings vs $444 in Grand Prairie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 103 in Grand Prairie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,438 in Billings and $81,300 in Grand Prairie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $81,300 respectively. Grand Prairie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,897/month in Grand Prairie. In Billings, median rent of $1,200/mo fits within this budget. In Grand Prairie, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 2.0% more affordable overall with an index of 98 vs 100.
A $75,000 salary in Billings has equivalent purchasing power to approximately $76,531 in Grand Prairie, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Grand Prairie's is 89 with median homes at $300,000.

Moving & Relocation Resources

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