Side-by-side cost of living comparison for 2026
15% cheaper
Billings is 15% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $63,913 in Billings.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Montana salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Billings has a housing index of 93 while Frisco sits at 142 (national average = 100). The median home in Billings costs $310,000 compared to $500,000 in Frisco, a difference of $190,000. Monthly rent follows a similar pattern: $1,200 in Billings versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Billings scores 99 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Billings (102) are higher than Frisco (100). Both are close to the national average.
Median household income in Billings is $55,438 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Billings.
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