Billings vs Fort Smith

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $58,929 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $95,455 in Billings.

Living in Billings vs Fort Smith

Housing Costs

Billings's housing index of 93 is higher Fort Smith's 49, translating to median home prices of $310,000 vs $155,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $775/mo in Fort Smith, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $437/month in Fort Smith. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 95 in Fort Smith. Monthly utility bills average approximately $356 in Billings vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Billings and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,055/month in Fort Smith. In Billings, median rent of $1,200/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases