Billings vs Deltona
Cost of Living Comparison · 2026
Billings
Deltona
The Verdict
Living in Deltona costs 3.2% less than Billings. To match the purchasing power of a $75,000 salary in Billings, you would need $72,704 in Deltona.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $72,704 in Deltona.
Conversely, $75,000 in Deltona equals $77,368 in Billings.
Living in Billings vs Deltona
Housing Costs
Billings's housing index of 93 is higher Deltona's 92, translating to median home prices of $310,000 vs $303,000. The $7,000 difference in home prices means roughly $456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,500/mo in Deltona, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 104 in Deltona. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $494/month in Deltona. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 101 in Deltona. Monthly utility bills average approximately $356 in Billings vs $404 in Deltona. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 99 in Deltona. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,438 in Billings and $73,000 in Deltona. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $76,842 respectively. Deltona residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,703/month in Deltona. In Billings, median rent of $1,200/mo fits within this budget. In Deltona, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases