Billings vs Daytona Beach
Cost of Living Comparison · 2026
Billings
Daytona Beach
The Verdict
Daytona Beach is 3.2% less expensive than Billings overall. A household earning $75,000 in Billings would need approximately $72,704 in Daytona Beach to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $72,704 in Daytona Beach.
Conversely, $75,000 in Daytona Beach equals $77,368 in Billings.
Living in Billings vs Daytona Beach
Housing Costs
Billings's housing index of 93 is equal to Daytona Beach's 93, translating to median home prices of $310,000 vs $288,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,350/mo in Daytona Beach, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 104 in Daytona Beach. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $494/month in Daytona Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 101 in Daytona Beach. Monthly utility bills average approximately $356 in Billings vs $404 in Daytona Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 99 in Daytona Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,438 in Billings and $52,100 in Daytona Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $54,842 respectively. Billings residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,216/month in Daytona Beach. In Billings, median rent of $1,200/mo fits within this budget. In Daytona Beach, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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