Billings vs Dayton

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $61,224 in Dayton.

Conversely, $75,000 in Dayton equals $91,875 in Billings.

Living in Billings vs Dayton

Housing Costs

Billings's housing index of 93 is higher Dayton's 46, translating to median home prices of $310,000 vs $135,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $900/mo in Dayton, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 98 in Dayton. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $466/month in Dayton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 109 in Dayton. Monthly utility bills average approximately $356 in Billings vs $436 in Dayton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 114 in Dayton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $43,500 in Dayton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $54,375 respectively. Billings residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,015/month in Dayton. In Billings, median rent of $1,200/mo fits within this budget. In Dayton, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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