Billings vs Clarksville

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $68,112 in Clarksville.

Conversely, $75,000 in Clarksville equals $82,584 in Billings.

Living in Billings vs Clarksville

Housing Costs

Billings's housing index of 93 is higher Clarksville's 91, translating to median home prices of $310,000 vs $304,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,225/mo in Clarksville, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 100 in Clarksville. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $475/month in Clarksville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 103 in Clarksville. Monthly utility bills average approximately $356 in Billings vs $412 in Clarksville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 93 in Clarksville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $63,700 in Clarksville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $71,573 respectively. Clarksville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,486/month in Clarksville. In Billings, median rent of $1,200/mo fits within this budget. In Clarksville, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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