City Comparison

Billings vs Brownsville

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

The Verdict

30.7%

The cost gap between these cities is 30.7%, with Brownsville being the more affordable option. A $75,000 income in Billings has equivalent purchasing power to $57,398 in Brownsville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
58
Brownsville
Groceries
99
Billings
87
Brownsville
Utilities
89
Billings
79
Brownsville
Transportation
101
Billings
84
Brownsville
Healthcare
102
Billings
92
Brownsville

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $57,398 in Brownsville.

Conversely, $75,000 in Brownsville equals $98,000 in Billings.

Living in Billings vs Brownsville

Housing Costs

Billings's housing index of 93 is higher Brownsville's 58, translating to median home prices of $310,000 vs $155,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $875/mo in Brownsville, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 87 in Brownsville. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $413/month in Brownsville. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 79 in Brownsville. Monthly utility bills average approximately $356 in Billings vs $316 in Brownsville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Billings and 92 in Brownsville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $52,100 in Brownsville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $69,467 respectively. Brownsville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,216/month in Brownsville. In Billings, median rent of $1,200/mo fits within this budget. In Brownsville, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 30.7% more affordable overall with an index of 75 vs 98.
A $75,000 salary in Billings has equivalent purchasing power to approximately $57,398 in Brownsville, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Brownsville's is 58 with median homes at $155,000.

Moving & Relocation Resources

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