City Comparison

Billings vs Bowling Green

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

The Verdict

15.3%

Bowling Green is 15.3% less expensive than Billings overall. A household earning $75,000 in Billings would need approximately $65,051 in Bowling Green to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
71
Bowling Green
Groceries
99
Billings
95
Bowling Green
Utilities
89
Billings
109
Bowling Green
Transportation
101
Billings
80
Bowling Green
Healthcare
102
Billings
87
Bowling Green

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $65,051 in Bowling Green.

Conversely, $75,000 in Bowling Green equals $86,471 in Billings.

Living in Billings vs Bowling Green

Housing Costs

Billings's housing index of 93 is higher Bowling Green's 71, translating to median home prices of $310,000 vs $266,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $900/mo in Bowling Green, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 95 in Bowling Green. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $451/month in Bowling Green. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 109 in Bowling Green. Monthly utility bills average approximately $356 in Billings vs $436 in Bowling Green. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Billings and 87 in Bowling Green. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,438 in Billings and $48,900 in Bowling Green. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $57,529 respectively. Bowling Green residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,141/month in Bowling Green. In Billings, median rent of $1,200/mo fits within this budget. In Bowling Green, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Bowling Green is 15.3% more affordable overall with an index of 85 vs 98.
A $75,000 salary in Billings has equivalent purchasing power to approximately $65,051 in Bowling Green, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while Bowling Green's is 71 with median homes at $266,000.

Moving & Relocation Resources

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