City Comparison

Bethlehem vs Surprise

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

5.8%

Living in Bethlehem costs 5.8% less than Surprise. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $79,639 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
105
Surprise
Groceries
101
Bethlehem
100
Surprise
Utilities
102
Bethlehem
102
Surprise
Transportation
103
Bethlehem
106
Surprise
Healthcare
83
Bethlehem
97
Surprise

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $79,639 in Surprise.

Conversely, $75,000 in Surprise equals $70,631 in Bethlehem.

Living in Bethlehem vs Surprise

Housing Costs

Bethlehem's housing index of 110 is higher Surprise's 105, translating to median home prices of $258,000 vs $419,000. The $161,000 difference in home prices means roughly $10,464 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,575/mo in Surprise, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 102 in Surprise. Monthly utility bills average approximately $408 in Bethlehem vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,995/month in Surprise. In Bethlehem, median rent of $1,250/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 5.8% more affordable overall with an index of 97 vs 103.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $79,639 in Surprise, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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