City Comparison

Bethlehem vs Springfield

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

9.3%

Living in Bethlehem costs 9.3% less than Springfield. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $82,732 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
106
Springfield
Groceries
101
Bethlehem
104
Springfield
Utilities
102
Bethlehem
119
Springfield
Transportation
103
Bethlehem
101
Springfield
Healthcare
83
Bethlehem
114
Springfield

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $82,732 in Springfield.

Conversely, $75,000 in Springfield equals $67,991 in Bethlehem.

Living in Bethlehem vs Springfield

Housing Costs

Bethlehem's housing index of 110 is higher Springfield's 106, translating to median home prices of $258,000 vs $230,000. The $28,000 difference in home prices means roughly $1,824 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,200/mo in Springfield, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 119 in Springfield. Monthly utility bills average approximately $408 in Bethlehem vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Bethlehem and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $38,890 respectively. Bethlehem residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $971/month in Springfield. In Bethlehem, median rent of $1,250/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 9.3% more affordable overall with an index of 97 vs 107.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $82,732 in Springfield, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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