City Comparison

Bethlehem vs Montgomery

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

22.8%

The cost gap between these cities is 22.8%, with Montgomery being the more affordable option. A $75,000 income in Bethlehem has equivalent purchasing power to $61,082 in Montgomery.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
49
Montgomery
Groceries
101
Bethlehem
99
Montgomery
Utilities
102
Bethlehem
115
Montgomery
Transportation
103
Bethlehem
92
Montgomery
Healthcare
83
Bethlehem
78
Montgomery

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $61,082 in Montgomery.

Conversely, $75,000 in Montgomery equals $92,089 in Bethlehem.

Living in Bethlehem vs Montgomery

Housing Costs

Bethlehem's housing index of 110 is higher Montgomery's 49, translating to median home prices of $258,000 vs $162,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,000/mo in Montgomery, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 115 in Montgomery. Monthly utility bills average approximately $408 in Bethlehem vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Bethlehem and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,325/month in Montgomery. In Bethlehem, median rent of $1,250/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Montgomery is 22.8% more affordable overall with an index of 79 vs 97.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $61,082 in Montgomery, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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