City Comparison

Bethlehem vs Missoula

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

15.7%

The cost gap between these cities is 15.7%, with Bethlehem being the more affordable option. A $75,000 income in Bethlehem has equivalent purchasing power to $88,918 in Missoula.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
141
Missoula
Groceries
101
Bethlehem
103
Missoula
Utilities
102
Bethlehem
89
Missoula
Transportation
103
Bethlehem
101
Missoula
Healthcare
83
Bethlehem
102
Missoula

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $88,918 in Missoula.

Conversely, $75,000 in Missoula equals $63,261 in Bethlehem.

Living in Bethlehem vs Missoula

Housing Costs

Bethlehem's housing index of 110 is lower Missoula's 141, translating to median home prices of $258,000 vs $460,000. The $202,000 difference in home prices means roughly $13,128 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,400/mo in Missoula, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 89 in Missoula. Monthly utility bills average approximately $408 in Bethlehem vs $356 in Missoula. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Bethlehem and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $42,812 respectively. Bethlehem residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,149/month in Missoula. In Bethlehem, median rent of $1,250/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 15.7% more affordable overall with an index of 97 vs 115.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $88,918 in Missoula, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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