City Comparison

Bethlehem vs Fort Wayne

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

18.3%

Living in Fort Wayne costs 18.3% less than Bethlehem. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $63,402 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
57
Fort Wayne
Groceries
101
Bethlehem
99
Fort Wayne
Utilities
102
Bethlehem
93
Fort Wayne
Transportation
103
Bethlehem
101
Fort Wayne
Healthcare
83
Bethlehem
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $63,402 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $88,720 in Bethlehem.

Living in Bethlehem vs Fort Wayne

Housing Costs

Bethlehem's housing index of 110 is higher Fort Wayne's 57, translating to median home prices of $258,000 vs $195,000. The $63,000 difference in home prices means roughly $4,092 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $950/mo in Fort Wayne, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 93 in Fort Wayne. Monthly utility bills average approximately $408 in Bethlehem vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,274/month in Fort Wayne. In Bethlehem, median rent of $1,250/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 18.3% more affordable overall with an index of 82 vs 97.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $63,402 in Fort Wayne, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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