City Comparison

Bethlehem vs Duluth

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

14.1%

Living in Duluth costs 14.1% less than Bethlehem. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $65,722 in Duluth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
88
Duluth
Groceries
101
Bethlehem
99
Duluth
Utilities
102
Bethlehem
94
Duluth
Transportation
103
Bethlehem
100
Duluth
Healthcare
83
Bethlehem
123
Duluth

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $65,722 in Duluth.

Conversely, $75,000 in Duluth equals $85,588 in Bethlehem.

Living in Bethlehem vs Duluth

Housing Costs

Bethlehem's housing index of 110 is higher Duluth's 88, translating to median home prices of $258,000 vs $268,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,025/mo in Duluth, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 94 in Duluth. Monthly utility bills average approximately $408 in Bethlehem vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 40-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,605/month in Duluth. In Bethlehem, median rent of $1,250/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 14.1% more affordable overall with an index of 85 vs 97.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $65,722 in Duluth, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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