City Comparison

Bethlehem vs Columbia

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

The Verdict

26.5%

Living in Bethlehem costs 26.5% less than Columbia. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $102,062 in Columbia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
172
Columbia
Groceries
101
Bethlehem
104
Columbia
Utilities
102
Bethlehem
110
Columbia
Transportation
103
Bethlehem
106
Columbia
Healthcare
83
Bethlehem
101
Columbia

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $102,062 in Columbia.

Conversely, $75,000 in Columbia equals $55,114 in Bethlehem.

Living in Bethlehem vs Columbia

Housing Costs

Bethlehem's housing index of 110 is lower Columbia's 172, translating to median home prices of $258,000 vs $430,000. The $172,000 difference in home prices means roughly $11,184 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,900/mo in Columbia, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 104 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $494/month in Columbia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 110 in Columbia. Monthly utility bills average approximately $408 in Bethlehem vs $440 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 101 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $112,738 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $85,408 respectively. Columbia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $2,631/month in Columbia. In Bethlehem, median rent of $1,250/mo fits within this budget. In Columbia, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 26.5% more affordable overall with an index of 97 vs 132.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $102,062 in Columbia, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Columbia's is 172 with median homes at $430,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases