City Comparison

Bethlehem vs Clearwater

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

The Verdict

5.8%

Living in Bethlehem costs 5.8% less than Clearwater. To match the purchasing power of a $75,000 salary in Bethlehem, you would need $79,639 in Clearwater.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
115
Clearwater
Groceries
101
Bethlehem
102
Clearwater
Utilities
102
Bethlehem
101
Clearwater
Transportation
103
Bethlehem
100
Clearwater
Healthcare
83
Bethlehem
92
Clearwater

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $79,639 in Clearwater.

Conversely, $75,000 in Clearwater equals $70,631 in Bethlehem.

Living in Bethlehem vs Clearwater

Housing Costs

Bethlehem's housing index of 110 is lower Clearwater's 115, translating to median home prices of $258,000 vs $385,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,625/mo in Clearwater, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 102 in Clearwater. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $485/month in Clearwater. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 101 in Clearwater. Monthly utility bills average approximately $408 in Bethlehem vs $404 in Clearwater. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 92 in Clearwater. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $66,400 in Clearwater. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $64,466 respectively. Bethlehem residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,549/month in Clearwater. In Bethlehem, median rent of $1,250/mo fits within this budget. In Clearwater, median rent of $1,625/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 5.8% more affordable overall with an index of 97 vs 103.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $79,639 in Clearwater, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Clearwater's is 115 with median homes at $385,000.

Moving & Relocation Resources

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