City Comparison

Bethlehem vs Chesapeake

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with Bethlehem being the more affordable option. A $75,000 income in Bethlehem has equivalent purchasing power to $80,412 in Chesapeake.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
120
Chesapeake
Groceries
101
Bethlehem
102
Chesapeake
Utilities
102
Bethlehem
105
Chesapeake
Transportation
103
Bethlehem
100
Chesapeake
Healthcare
83
Bethlehem
97
Chesapeake

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $80,412 in Chesapeake.

Conversely, $75,000 in Chesapeake equals $69,952 in Bethlehem.

Living in Bethlehem vs Chesapeake

Housing Costs

Bethlehem's housing index of 110 is lower Chesapeake's 120, translating to median home prices of $258,000 vs $385,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,550/mo in Chesapeake, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 102 in Chesapeake. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $485/month in Chesapeake. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 105 in Chesapeake. Monthly utility bills average approximately $408 in Bethlehem vs $420 in Chesapeake. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Bethlehem and 97 in Chesapeake. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $94,200 in Chesapeake. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $90,577 respectively. Chesapeake residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $2,198/month in Chesapeake. In Bethlehem, median rent of $1,250/mo fits within this budget. In Chesapeake, median rent of $1,550/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 6.7% more affordable overall with an index of 97 vs 104.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $80,412 in Chesapeake, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Chesapeake's is 120 with median homes at $385,000.

Moving & Relocation Resources

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