City Comparison

Bethlehem vs Bismarck

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

The Verdict

2.1%

Bismarck is 2.1% less expensive than Bethlehem overall. A household earning $75,000 in Bethlehem would need approximately $73,454 in Bismarck to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
90
Bismarck
Groceries
101
Bethlehem
99
Bismarck
Utilities
102
Bethlehem
82
Bismarck
Transportation
103
Bethlehem
102
Bismarck
Healthcare
83
Bethlehem
103
Bismarck

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $73,454 in Bismarck.

Conversely, $75,000 in Bismarck equals $76,579 in Bethlehem.

Living in Bethlehem vs Bismarck

Housing Costs

Bethlehem's housing index of 110 is higher Bismarck's 90, translating to median home prices of $258,000 vs $348,000. The $90,000 difference in home prices means roughly $5,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,100/mo in Bismarck, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 99 in Bismarck. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $470/month in Bismarck. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 82 in Bismarck. Monthly utility bills average approximately $408 in Bethlehem vs $328 in Bismarck. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Bethlehem and 103 in Bismarck. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $77,600 in Bismarck. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $81,684 respectively. Bismarck residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,811/month in Bismarck. In Bethlehem, median rent of $1,250/mo fits within this budget. In Bismarck, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 2.1% more affordable overall with an index of 95 vs 97.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $73,454 in Bismarck, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Bismarck's is 90 with median homes at $348,000.

Moving & Relocation Resources

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