City Comparison

Bethlehem vs Billings

Cost of Living Comparison · 2026

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

The Verdict

1.0%

The cost gap between these cities is 1.0%, with Bethlehem being the more affordable option. A $75,000 income in Bethlehem has equivalent purchasing power to $75,773 in Billings.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Bethlehem
93
Billings
Groceries
101
Bethlehem
99
Billings
Utilities
102
Bethlehem
89
Billings
Transportation
103
Bethlehem
101
Billings
Healthcare
83
Bethlehem
102
Billings

Salary Equivalence

A $75,000 salary in Bethlehem has the same purchasing power as $75,773 in Billings.

Conversely, $75,000 in Billings equals $74,235 in Bethlehem.

Living in Bethlehem vs Billings

Housing Costs

Bethlehem's housing index of 110 is higher Billings's 93, translating to median home prices of $258,000 vs $310,000. The $52,000 difference in home prices means roughly $3,384 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Bethlehem compared to $1,200/mo in Billings, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 101 in Bethlehem and 99 in Billings. A household spending the national average of $475/month on groceries would pay approximately $480/month in Bethlehem vs $470/month in Billings. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Bethlehem and 89 in Billings. Monthly utility bills average approximately $408 in Bethlehem vs $356 in Billings. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Bethlehem and 102 in Billings. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Bethlehem and $55,438 in Billings. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,536 and $56,569 respectively. Bethlehem residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Bethlehem vs $1,294/month in Billings. In Bethlehem, median rent of $1,250/mo fits within this budget. In Billings, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 1.0% more affordable overall with an index of 97 vs 98.
A $75,000 salary in Bethlehem has equivalent purchasing power to approximately $75,773 in Billings, based on the cost of living difference.
Bethlehem's housing index is 110 with median homes at $258,000, while Billings's is 93 with median homes at $310,000.

Moving & Relocation Resources

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