City Comparison

Berlin vs Great Falls

Cost of Living Comparison · 2026

Berlin

Germany
83
Very Affordable
$380,000
Median Home
$1,350/mo
Median Rent
$46,000
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

5.7%

Living in Berlin costs 5.7% less than Great Falls. To match the purchasing power of a $75,000 salary in Berlin, you would need $79,518 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
98
Berlin
82
Great Falls
Groceries
80
Berlin
99
Great Falls
Utilities
105
Berlin
90
Great Falls
Transportation
95
Berlin
95
Great Falls
Healthcare
78
Berlin
92
Great Falls

Salary Equivalence

A $75,000 salary in Berlin has the same purchasing power as $79,518 in Great Falls.

Conversely, $75,000 in Great Falls equals $70,739 in Berlin.

Living in Berlin vs Great Falls

Housing Costs

Berlin's housing index of 98 is higher Great Falls's 82, translating to median home prices of $380,000 vs $325,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Berlin compared to $1,050/mo in Great Falls, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 80 in Berlin and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $380/month in Berlin vs $470/month in Great Falls. Berlin offers a meaningful advantage on everyday food costs, saving roughly $1080/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Berlin and 90 in Great Falls. Monthly utility bills average approximately $420 in Berlin vs $360 in Great Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in Berlin and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,000 in Berlin and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,422 and $63,409 respectively. Great Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,073/month to housing in Berlin vs $1,302/month in Great Falls. In Berlin, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Berlin is 5.7% more affordable overall with an index of 83 vs 88.
A $75,000 salary in Berlin has equivalent purchasing power to approximately $79,518 in Great Falls, based on the cost of living difference.
Berlin's housing index is 98 with median homes at $380,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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