City Comparison

Bend vs Winston-Salem

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

57.1%

Winston-Salem is 57.1% less expensive than Bend overall. A household earning $75,000 in Bend would need approximately $47,727 in Winston-Salem to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
63
Winston-Salem
Groceries
106
Bend
97
Winston-Salem
Utilities
92
Bend
99
Winston-Salem
Transportation
107
Bend
94
Winston-Salem
Healthcare
106
Bend
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $47,727 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $117,857 in Bend.

Living in Bend vs Winston-Salem

Housing Costs

Bend's housing index of 182 is higher Winston-Salem's 63, translating to median home prices of $580,000 vs $250,000. The $330,000 difference in home prices means roughly $21,456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $1,050/mo in Winston-Salem, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 99 in Winston-Salem. Monthly utility bills average approximately $368 in Bend vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Bend and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,234 in Bend and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,227/month in Winston-Salem. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 119 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 57.1% more affordable overall with an index of 84 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $47,727 in Winston-Salem, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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