City Comparison

Bend vs Tyler

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

55.3%

Living in Tyler costs 55.3% less than Bend. To match the purchasing power of a $75,000 salary in Bend, you would need $48,295 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
69
Tyler
Groceries
106
Bend
96
Tyler
Utilities
92
Bend
97
Tyler
Transportation
107
Bend
92
Tyler
Healthcare
106
Bend
93
Tyler

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $48,295 in Tyler.

Conversely, $75,000 in Tyler equals $116,471 in Bend.

Living in Bend vs Tyler

Housing Costs

Bend's housing index of 182 is higher Tyler's 69, translating to median home prices of $580,000 vs $250,000. The $330,000 difference in home prices means roughly $21,456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $1,075/mo in Tyler, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $456/month in Tyler. Tyler offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 97 in Tyler. Monthly utility bills average approximately $368 in Bend vs $388 in Tyler. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Bend and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,234 in Bend and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,279/month in Tyler. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 55.3% more affordable overall with an index of 85 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $48,295 in Tyler, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

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