City Comparison

Bend vs Sioux City

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

53.5%

Living in Sioux City costs 53.5% less than Bend. To match the purchasing power of a $75,000 salary in Bend, you would need $48,864 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
74
Sioux City
Groceries
106
Bend
97
Sioux City
Utilities
92
Bend
89
Sioux City
Transportation
107
Bend
92
Sioux City
Healthcare
106
Bend
101
Sioux City

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $48,864 in Sioux City.

Conversely, $75,000 in Sioux City equals $115,116 in Bend.

Living in Bend vs Sioux City

Housing Costs

Bend's housing index of 182 is higher Sioux City's 74, translating to median home prices of $580,000 vs $182,000. The $398,000 difference in home prices means roughly $25,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $875/mo in Sioux City, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 89 in Sioux City. Monthly utility bills average approximately $368 in Bend vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Bend and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,234 in Bend and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,528/month in Sioux City. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 53.5% more affordable overall with an index of 86 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $48,864 in Sioux City, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases