City Comparison

Bend vs Pueblo

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

46.7%

Pueblo is 46.7% less expensive than Bend overall. A household earning $75,000 in Bend would need approximately $51,136 in Pueblo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
81
Pueblo
Groceries
106
Bend
99
Pueblo
Utilities
92
Bend
96
Pueblo
Transportation
107
Bend
99
Pueblo
Healthcare
106
Bend
102
Pueblo

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $51,136 in Pueblo.

Conversely, $75,000 in Pueblo equals $110,000 in Bend.

Living in Bend vs Pueblo

Housing Costs

Bend's housing index of 182 is higher Pueblo's 81, translating to median home prices of $580,000 vs $247,000. The $333,000 difference in home prices means roughly $21,648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $1,075/mo in Pueblo, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $470/month in Pueblo. Pueblo offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 96 in Pueblo. Monthly utility bills average approximately $368 in Bend vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Bend and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,234 in Bend and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $63,000 respectively. Pueblo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,323/month in Pueblo. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 101 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 46.7% more affordable overall with an index of 90 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $51,136 in Pueblo, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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