City Comparison

Bend vs New Bedford

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

17.9%

Living in New Bedford costs 17.9% less than Bend. To match the purchasing power of a $75,000 salary in Bend, you would need $63,636 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
116
New Bedford
Groceries
106
Bend
104
New Bedford
Utilities
92
Bend
145
New Bedford
Transportation
107
Bend
108
New Bedford
Healthcare
106
Bend
118
New Bedford

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $63,636 in New Bedford.

Conversely, $75,000 in New Bedford equals $88,393 in Bend.

Living in Bend vs New Bedford

Housing Costs

Bend's housing index of 182 is higher New Bedford's 116, translating to median home prices of $580,000 vs $371,000. The $209,000 difference in home prices means roughly $13,584 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $1,225/mo in New Bedford, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 145 in New Bedford. Monthly utility bills average approximately $368 in Bend vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Bend and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,234 in Bend and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $50,893 respectively. Bend residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,330/month in New Bedford. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

New Bedford is 17.9% more affordable overall with an index of 112 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $63,636 in New Bedford, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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