Side-by-side cost of living comparison for 2026
37% cheaper
Lubbock is 37% more affordable than Bend. A $75,000 salary in Bend is equivalent to $47,159 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Oregon salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Bend has a housing index of 182 while Lubbock sits at 59 (national average = 100). The median home in Bend costs $580,000 compared to $175,000 in Lubbock, a difference of $405,000. Monthly rent follows a similar pattern: $1,900 in Bend versus $950 in Lubbock.
Groceries and everyday expenses show a notable difference: Bend scores 106 while Lubbock scores 93.
Healthcare costs in Bend (106) are higher than Lubbock (90).
Median household income in Bend is $68,234 compared to $49,834 in Lubbock. When adjusted for cost of living, income goes further in Lubbock.
Amazon affiliate links