City Comparison

Bend vs London

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

14.8%

London is 14.8% less expensive than Bend overall. A household earning $75,000 in Bend would need approximately $65,341 in London to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
162
London
Groceries
106
Bend
92
London
Utilities
92
Bend
112
London
Transportation
107
Bend
125
London
Healthcare
106
Bend
78
London

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $65,341 in London.

Conversely, $75,000 in London equals $86,087 in Bend.

Living in Bend vs London

Housing Costs

Bend's housing index of 182 is higher London's 162, translating to median home prices of $580,000 vs $695,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $2,400/mo in London, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 112 in London. Monthly utility bills average approximately $368 in Bend vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Bend and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,234 in Bend and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $47,826 respectively. Bend residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,283/month in London. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

London is 14.8% more affordable overall with an index of 115 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $65,341 in London, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

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