City Comparison

Bend vs Gresham

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

The Verdict

3.1%

The cost gap between these cities is 3.1%, with Gresham being the more affordable option. A $75,000 income in Bend has equivalent purchasing power to $72,727 in Gresham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
172
Gresham
Groceries
106
Bend
101
Gresham
Utilities
92
Bend
96
Gresham
Transportation
107
Bend
126
Gresham
Healthcare
106
Bend
103
Gresham

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $72,727 in Gresham.

Conversely, $75,000 in Gresham equals $77,344 in Bend.

Living in Bend vs Gresham

Housing Costs

Bend's housing index of 182 is higher Gresham's 172, translating to median home prices of $580,000 vs $459,000. The $121,000 difference in home prices means roughly $7,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $1,450/mo in Gresham, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 101 in Gresham. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $480/month in Gresham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 96 in Gresham. Monthly utility bills average approximately $368 in Bend vs $384 in Gresham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Bend and 103 in Gresham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,234 in Bend and $69,600 in Gresham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $54,375 respectively. Gresham residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,624/month in Gresham. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Gresham, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Gresham is 3.1% more affordable overall with an index of 128 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $72,727 in Gresham, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Gresham's is 172 with median homes at $459,000.

Moving & Relocation Resources

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