City Comparison

Bend vs Dublin

Cost of Living Comparison · 2026

Bend

Oregon
132
Expensive
$580,000
Median Home
$1,900/mo
Median Rent
$68,234
Median Income

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

The Verdict

26.9%

Dublin is 26.9% less expensive than Bend overall. A household earning $75,000 in Bend would need approximately $59,091 in Dublin to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
182
Bend
128
Dublin
Groceries
106
Bend
95
Dublin
Utilities
92
Bend
110
Dublin
Transportation
107
Bend
108
Dublin
Healthcare
106
Bend
82
Dublin

Salary Equivalence

A $75,000 salary in Bend has the same purchasing power as $59,091 in Dublin.

Conversely, $75,000 in Dublin equals $95,192 in Bend.

Living in Bend vs Dublin

Housing Costs

Bend's housing index of 182 is higher Dublin's 128, translating to median home prices of $580,000 vs $470,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Bend compared to $2,125/mo in Dublin, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 106 in Bend and 95 in Dublin. A household spending the national average of $475/month on groceries would pay approximately $504/month in Bend vs $451/month in Dublin. Dublin offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Bend and 110 in Dublin. Monthly utility bills average approximately $368 in Bend vs $440 in Dublin. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Bend and 82 in Dublin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,234 in Bend and $56,000 in Dublin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,692 and $53,846 respectively. Dublin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,592/month to housing in Bend vs $1,307/month in Dublin. In Bend, median rent of $1,900/mo exceeds this threshold, suggesting renters may feel stretched. In Dublin, median rent of $2,125/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 26.9% more affordable overall with an index of 104 vs 132.
A $75,000 salary in Bend has equivalent purchasing power to approximately $59,091 in Dublin, based on the cost of living difference.
Bend's housing index is 182 with median homes at $580,000, while Dublin's is 128 with median homes at $470,000.

Moving & Relocation Resources

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