City Comparison

Bellevue vs Warwick

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

49.1%

Living in Warwick costs 49.1% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $50,316 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
127
Warwick
Groceries
111
Bellevue
102
Warwick
Utilities
100
Bellevue
112
Warwick
Transportation
134
Bellevue
105
Warwick
Healthcare
120
Bellevue
103
Warwick

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $50,316 in Warwick.

Conversely, $75,000 in Warwick equals $111,792 in Bellevue.

Living in Bellevue vs Warwick

Housing Costs

Bellevue's housing index of 249 is higher Warwick's 127, translating to median home prices of $1.3M vs $413,000. The $888,000 difference in home prices means roughly $57,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,425/mo in Warwick, a monthly difference of $1,100.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $485/month in Warwick. Warwick offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 112 in Warwick. Monthly utility bills average approximately $400 in Bellevue vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 120 in Bellevue and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $70,377 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,741/month in Warwick. In Bellevue, median rent of $2,525/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 122 index points — focus your budget analysis there.

Frequently Asked Questions

Warwick is 49.1% more affordable overall with an index of 106 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $50,316 in Warwick, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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