City Comparison

Bellevue vs Virginia Beach

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

50.5%

The cost gap between these cities is 50.5%, with Virginia Beach being the more affordable option. A $75,000 income in Bellevue has equivalent purchasing power to $49,842 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
112
Virginia Beach
Groceries
111
Bellevue
100
Virginia Beach
Utilities
100
Bellevue
98
Virginia Beach
Transportation
134
Bellevue
101
Virginia Beach
Healthcare
120
Bellevue
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $49,842 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $112,857 in Bellevue.

Living in Bellevue vs Virginia Beach

Housing Costs

Bellevue's housing index of 249 is higher Virginia Beach's 112, translating to median home prices of $1.3M vs $310,000. The $991,000 difference in home prices means roughly $64,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,500/mo in Virginia Beach, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $475/month in Virginia Beach. Virginia Beach offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 98 in Virginia Beach. Monthly utility bills average approximately $400 in Bellevue vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $69,922 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,713/month in Virginia Beach. In Bellevue, median rent of $2,525/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 137 index points — focus your budget analysis there.

Frequently Asked Questions

Virginia Beach is 50.5% more affordable overall with an index of 105 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $49,842 in Virginia Beach, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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