City Comparison

Bellevue vs Santa Fe

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

35.0%

Living in Santa Fe costs 35.0% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $55,538 in Santa Fe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
153
Santa Fe
Groceries
111
Bellevue
103
Santa Fe
Utilities
100
Bellevue
96
Santa Fe
Transportation
134
Bellevue
99
Santa Fe
Healthcare
120
Bellevue
95
Santa Fe

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $55,538 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $101,282 in Bellevue.

Living in Bellevue vs Santa Fe

Housing Costs

Bellevue's housing index of 249 is higher Santa Fe's 153, translating to median home prices of $1.3M vs $480,000. The $821,000 difference in home prices means roughly $53,364 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,600/mo in Santa Fe, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $489/month in Santa Fe. Santa Fe offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 96 in Santa Fe. Monthly utility bills average approximately $400 in Bellevue vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $52,976 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,446/month in Santa Fe. In Bellevue, median rent of $2,525/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 96 index points — focus your budget analysis there.

Frequently Asked Questions

Santa Fe is 35.0% more affordable overall with an index of 117 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $55,538 in Santa Fe, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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