City Comparison

Bellevue vs Round Rock

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

56.4%

Living in Round Rock costs 56.4% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $47,943 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
92
Round Rock
Groceries
111
Bellevue
96
Round Rock
Utilities
100
Bellevue
109
Round Rock
Transportation
134
Bellevue
99
Round Rock
Healthcare
120
Bellevue
96
Round Rock

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $47,943 in Round Rock.

Conversely, $75,000 in Round Rock equals $117,327 in Bellevue.

Living in Bellevue vs Round Rock

Housing Costs

Bellevue's housing index of 249 is higher Round Rock's 92, translating to median home prices of $1.3M vs $413,000. The $888,000 difference in home prices means roughly $57,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,400/mo in Round Rock, a monthly difference of $1,125.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $852/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 109 in Round Rock. Monthly utility bills average approximately $400 in Bellevue vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $99,505 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $2,345/month in Round Rock. In Bellevue, median rent of $2,525/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 157 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 56.4% more affordable overall with an index of 101 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $47,943 in Round Rock, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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