City Comparison

Bellevue vs Portland

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Portland

Maine
117
Above Average
$395,000
Median Home
$1,700/mo
Median Rent
$56,895
Median Income

The Verdict

35.0%

Living in Portland costs 35.0% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $55,538 in Portland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
137
Portland
Groceries
111
Bellevue
107
Portland
Utilities
100
Bellevue
111
Portland
Transportation
134
Bellevue
98
Portland
Healthcare
120
Bellevue
110
Portland

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $55,538 in Portland.

Conversely, $75,000 in Portland equals $101,282 in Bellevue.

Living in Bellevue vs Portland

Housing Costs

Bellevue's housing index of 249 is higher Portland's 137, translating to median home prices of $1.3M vs $395,000. The $906,000 difference in home prices means roughly $58,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,700/mo in Portland, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 107 in Portland. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $508/month in Portland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 111 in Portland. Monthly utility bills average approximately $400 in Bellevue vs $444 in Portland. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 120 in Bellevue and 110 in Portland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $56,895 in Portland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $48,628 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,328/month in Portland. In Bellevue, median rent of $2,525/mo fits within this budget. In Portland, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 112 index points — focus your budget analysis there.

Frequently Asked Questions

Portland is 35.0% more affordable overall with an index of 117 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $55,538 in Portland, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Portland's is 137 with median homes at $395,000.

Moving & Relocation Resources

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