Bellevue vs Omaha
Cost of Living Comparison · 2026 Data
Bellevue
Omaha
💡 The Verdict
Omaha is 26% cheaper than Bellevue overall. A $75,000 salary in Bellevue is equivalent to $55,785 in Omaha.
Category-by-Category Breakdown
Index values for Bellevue (left) vs Omaha (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Bellevue versus Omaha. Differences shown from Bellevue perspective.
| Item | Bellevue | Omaha | Difference |
|---|---|---|---|
| 1-Bed Rent | $900/mo | $790/mo | +$110.00 |
| 2-Bed Rent | $1,360/mo | $1,100/mo | +$260.00 |
| 3-Bed Rent | $1,800/mo | $1,460/mo | +$340.00 |
| Bread (loaf) | $3.27 | $2.70 | +$0.57 |
| Milk (gallon) | $4.07 | $3.72 | +$0.35 |
| Eggs (dozen) | $3.52 | $3.24 | +$0.28 |
| Coffee (latte) | $6.68 | $6.06 | +$0.62 |
| Gas (gallon) | $3.84 | $3.12 | +$0.72 |
| Restaurant Meal | $17.54 | $12.40 | +$5.14 |
💰 Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $55,785 in Omaha.
Conversely, $75,000 in Omaha equals $100,833 in Bellevue.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $4201 difference is driven by Nebraska having a higher state income tax rate. Washington details → · Nebraska details →
Reading These Numbers: Bellevue (121) vs Omaha (90)
Bellevue at 121 is 21% above the US average, while Omaha at 90 is 10% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Bellevue, the composite index of 121 reflects a weighted calculation where housing carries the most influence at 106, followed by groceries (111), utilities (122), transportation (129), and healthcare (131). Costs are fairly balanced across categories.
For renters: With median rents of $1,360/mo in Bellevue and $1,100/mo in Omaha, the annual rent difference is approximately $3,120.0. Over a 5-year period, that compounds to $15,600.0 in savings by choosing the more affordable city.
For homebuyers: The $121,000.0 difference in median home prices between Bellevue and Omaha translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Bellevue vs Omaha
Choosing between Bellevue and Omaha involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Bellevue and Omaha can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.