City Comparison

Bellevue vs Norfolk

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

59.6%

Living in Norfolk costs 59.6% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $46,994 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
95
Norfolk
Groceries
111
Bellevue
99
Norfolk
Utilities
100
Bellevue
97
Norfolk
Transportation
134
Bellevue
100
Norfolk
Healthcare
120
Bellevue
99
Norfolk

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $46,994 in Norfolk.

Conversely, $75,000 in Norfolk equals $119,697 in Bellevue.

Living in Bellevue vs Norfolk

Housing Costs

Bellevue's housing index of 249 is higher Norfolk's 95, translating to median home prices of $1.3M vs $250,000. The $1.1M difference in home prices means roughly $68,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,300/mo in Norfolk, a monthly difference of $1,225.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $470/month in Norfolk. Norfolk offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 97 in Norfolk. Monthly utility bills average approximately $400 in Bellevue vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $52,463 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,212/month in Norfolk. In Bellevue, median rent of $2,525/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 154 index points — focus your budget analysis there.

Frequently Asked Questions

Norfolk is 59.6% more affordable overall with an index of 99 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $46,994 in Norfolk, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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