City Comparison

Bellevue vs Montpelier

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

35.0%

The cost gap between these cities is 35.0%, with Montpelier being the more affordable option. A $75,000 income in Bellevue has equivalent purchasing power to $55,538 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
131
Montpelier
Groceries
111
Bellevue
104
Montpelier
Utilities
100
Bellevue
123
Montpelier
Transportation
134
Bellevue
107
Montpelier
Healthcare
120
Bellevue
107
Montpelier

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $55,538 in Montpelier.

Conversely, $75,000 in Montpelier equals $101,282 in Bellevue.

Living in Bellevue vs Montpelier

Housing Costs

Bellevue's housing index of 249 is higher Montpelier's 131, translating to median home prices of $1.3M vs $375,000. The $926,000 difference in home prices means roughly $60,192 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,400/mo in Montpelier, a monthly difference of $1,125.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $494/month in Montpelier. Montpelier offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 123 in Montpelier. Monthly utility bills average approximately $400 in Bellevue vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 120 in Bellevue and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $70,598 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,927/month in Montpelier. In Bellevue, median rent of $2,525/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.

Frequently Asked Questions

Montpelier is 35.0% more affordable overall with an index of 117 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $55,538 in Montpelier, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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