Bellevue vs Minneapolis
Cost of Living Comparison · 2026
Bellevue
Minneapolis
The Verdict
Minneapolis is 49.1% less expensive than Bellevue overall. A household earning $75,000 in Bellevue would need approximately $50,316 in Minneapolis to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $50,316 in Minneapolis.
Conversely, $75,000 in Minneapolis equals $111,792 in Bellevue.
Living in Bellevue vs Minneapolis
Housing Costs
Bellevue's housing index of 249 is higher Minneapolis's 112, translating to median home prices of $1.3M vs $310,000. The $991,000 difference in home prices means roughly $64,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,500/mo in Minneapolis, a monthly difference of $1,025.
Grocery & Food Costs
Grocery expenses index at 111 in Bellevue and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $494/month in Minneapolis. Minneapolis offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 97 in Minneapolis. Monthly utility bills average approximately $400 in Bellevue vs $388 in Minneapolis. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 120 in Bellevue and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $169,200 in Bellevue and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $60,646 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,500/month in Minneapolis. In Bellevue, median rent of $2,525/mo fits within this budget. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 137 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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